Stress testing from Spark: Fast. Granular. Flexible.

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Stress testing built for banks

Banks need sophisticated, granular stress testing in order to grow and meet regulatory requirements. Stress testing from Qualtik is fast and flexible. Stress single assets or whole portfolios. All in real time.

  • Filter by industry code, loan type, location, vintage, and more.

  • Define your scenarios for interest rate, cap rate, and NOI.

  • Set DSCR and LTV ranges on a test by test basis.

  • Generate interactive, deeply insightful stress test reports in real time.

Reporting doesn’t have to be torturous and time consuming.

When all of your data is in one place, reporting is a breeze.

  • Pull reports for board meetings in just a few minutes.

  • Generate reports for management from multiple perspectives in moments.

  • Flexible reporting means you can generate reports whenever conditions change, so everyone is always looking at the most current information.

Instantly access any piece of information on any loan

With Spark, all of the information in your CRE and other collateralized loan docs is in one place, and everything is linked, so you can quickly gather information and answers.

  • Provide backup data to regulators in minutes, not hours.

  • Pull together loan documents for outside service providers in a few hours, rather than a few days.

  • Answer questions from board members and management quickly and defensibly.

  • Quickly review source data behind analysis performed in-house.

Filter by loan type, location, vintage, and more? Stress single assets or whole portfolios? And in real time? Yes, please.

Request a demo to see if Spark is right for your bank.

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